SIP (Systematic Investment Plan) has probably become one of the most talked about the term since the mutual fund industry garnered investors' focus. As we are entering 2019, in this blog we seek to discuss how to select the best SIPs. Read on! What is a SIP? A...

Changing interest rates have a great effect on the capital market and thus on financial products. From bonds to bank loans, varying interest rate affect the attractiveness of every debt instrument. Thus, it is essential to understand how interest rate works and how it impacts your portfolio...

What is Financial Planning? Financial planning is not valued or considered important in itself unless used in achieving the ultimate planned objective. Being human, it is natural for everyone to have some kind of objective, which may be rational or material. However, to achieve any such...

The world of mutual funds is filled with terminology. In order to wade through these waters, an investor needs to be aware of them regardless of whether they make their investments on their own or via a financial advisor or distributor. Let’s take a look...

What are Value Funds? Value fund is defined as an open-ended fund that adopts value style of investing. Under, value investing, the fund seeks to invest in companies that are trading at a considerable discount to their intrinsic valuation. Before we delve deeper into value funds, let...

Top 10 Mutual Funds in India Mutual funds have become a very popular investment mode in recent years. Association of Mutual Funds India (AMFI) ran a successful campaign called 'Mutual Funds Sahi Hai' to create awareness among budding investors. With the subsequent rise in new retail...

What is ELSS? Equity Linked Savings Scheme (ELSS) are tax saving mutual funds, which provide an investor with the tax-saving benefit of up to Rs 1.5 Lakh under section 80C of the Income Tax Act. An investor may invest more than Rs 1.5 lakh in these...

An asset management company (AMC) is a financial services company that offers different mutual fund schemes to invest. The money invested in the schemes is typically received from the clients of the AMC and is subsequently invested in securities that are in line with the...

In India, the structure of Mutual Funds is a three-tier structure with a few other significant components. It is not just the different banks or AMCs that create or float different mutual fund schemes; instead, there are other players that are involved in the structure of...

One of the main objectives of investing is long-term profit maximization. You would hear this from a lot of advisors. But have you ever wondered how it is achieved? The capital appreciation that an investor seeks to generate doesn't come overnight and neither is it achieved...